If you currently have a low income, and are pregnant or have children under age 18, you or your children may be eligible for CHP+ dental services. The Child Health Plan Plus (CHP+) is meant to allow Colorado children access to medical and dental care. Once you enroll your family in the program, your children will be eligible for various basic dental treatments. Below are some tips to get the most out of the program.
Go In For Annual Exams
An annual exam, including necessary x-rays, is included in the CHP+ dental program. Going in for an annual exam, even if you or your child is not experiencing dental discomfort, can allow your dentist to spot problems while they are still easy to fix. This makes it more likely that the cost will be covered in your dental plan.
Take Advantage of Preventative Services
Besides dental exams, the CHP+ program covers an annual cleaning as well as fluoride treatments and sealants. These can help protect your teeth so you will not need fillings or other more invasive dental work. Children can especially benefit from sealants when their permanent teeth start to come in, as many children do not have a strong brushing technique when they are young.
Keep Track of Your Yearly Benefit Amount
The CHP+ dental program covers up to $1,000 of eligible services each calendar year. It can be helpful to track how much of this amount you have spent. If you have a large amount of work that needs to be completed, you may want to split the dental work between two visits, one at the end of a year and another at the beginning of the next year. Similarly, if you have unused benefits towards the end of the year, you want to make sure you have had all of your exams, cleaning, and preventative treatments before the next year starts.
Plan For Co-Payments
Depending on your income level, you may need to make co-payments to cover the cost of some treatments. If you have a particularly expensive treatment, you may run out of coverage before the end of the year. Because of this, you should set aside a bit of money to cover co-payments and more expensive treatments whenever possible.
The CHP+ program can help you and your children maintain healthy teeth and gums during vulnerable years. However, it's important you take advantage of the program to access regular dental care. For more information about CHP dental plans, contact a local insurance professional.